We feel that customer relationships are very crucial when it comes to working in this industry. Our employees are reliable and will always go the extra mile to help customers with any queries or problems they might face. With plenty of experience, our employees will find solutions to achieve the best result for our customer. Being honest is one of the key elements we feel is vital to have good relationships with our customers.
Our commitment is to build strong bridges between us and our clientele through excellent financial services and products. We are driven by a passion for excellence and this is the reason we have strong ratings among our customers. Our team works round the clock to maintain this strong reputation by providing proficient services.
Our mission is to help Singapore’s residents resolve their short term financial challenges, with the best possible rates. We are also working relentlessly to make our loan application easier and place cash in your hands faster.
We are in the business to give our customers a reliable, fast and convenient way to obtain a loan. This is why our application and approval processes are made simpler. You can expect to have a hassle-free experience each time you take out a loan from us. Even if you have a less-than-perfect credit history, you should be able to get a loan that will cover your financial needs.
Licensed Money Lender
We provide affordable rate of interests for personal loans and pay day loans. We likewise aim to provide problem-free and easy to comprehend personal loan services for our their clients. As soon as all the files and contracts are total at the point of registration as specified by law, we process the loans on the area to ensure you get your loans fast in accordance with the law.
With a transparent and clear pricing (interest rate) structure in location, we have different flexibile repayment choices and customise your loans for your personal requirements.
We value sincerity, fairness and openness in our company transactions and our terms are straightforward with no fine prints.
We are licensed in Singapore as legal money loan providers and you may have a few of the concerns below:
What should I think about prior to taking up a loan?You are legally bounded to honour the agreement and contract with any licensed money lender. You are advised on think about the obligations thoroughly before you enter into one.
Just how much can I borrow?
For safe loans, you can acquire a loan of any quantity. For unsecured loans, you can get: Up to $3,000, if your yearly earnings is less than $20,000; Up to 2 months’ earnings, if your yearly earnings is $20,000 or more however less than $30,000; Up to 4 months’ income, if your yearly earnings is $30,000 or more however less than $120,000; andAny amount of money, if your yearly income is $120,000 or more.
Exactly what are the interest rates moneylenders can charge?
If your yearly earnings is $30,000 and below, the interest rate for both received and unsecured loans is capped at:13 per-cent Effective Interest Rate for protected loans; and20 per cent Effective Interest Rate for unsecured loansIf your annual income is $30,000 or more, the caps above are not applicable and interest rate is to be agreed upon between the borrower and the moneylender.
What are the fees that lenders can charge?Please kindly inspect with us for the legal terms and conditions on the agreement
How do I understand whether a moneylender is licensed or not?
Please kindly consult our on the details for license as needed during your loan application
What should I do after being given a loan?
You ought to honour the agreement and agreement you became part of with us and make prompt payments simply as you would with any financial organizations such as a bank
We provide affordable interests rates for personal loans and pay day loans. We also intend to offer easy and hassle-free to understand personal loan services for our clients. As soon as all the agreements and documents are complete at the point of registration as stated by law, we process the loans on the spot to ensure you get your loans fast in accordance with the law.